civil engineering Mcqs
4001. What refers to the ratio of the interest payment to the principal for a given unit of time and usually expressed as a percentage of the principal ?
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A. Interest rate

B. Return of investment

C. Rate of return

D. Yield

4002. What type of depreciation is due to the reduction of the physical ability of an equipment or asset to produce results ?
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A. Design depreciation

B. Functional depreciation

C. Demand depreciation

D. Physical depreciation
4003. What is defines as the analysis and evaluation of the monetary consequences by using the theories and principles of economics to engineering applications, designs and projects ?
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A. Economic Analysis

B. Engineering economy

C. Design cost analysis

D. Engineering cost analysis

4004. What is the feature of some bonds whereby the issuer can redeem it before it matures ?
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A. Callability

B. Call class

C. Return clause

D. Recall clause

4005. What is defined as the investment of loan or principal which is based not only on the original amount of the loan or principal but the amount of loaned or principal plus the previous accumulated interest ?
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A. Nominal rate of interest

B. Simple interest

C. Compound interest

D. Effective rate of interest

4006. What are the two classifications of goods and services ?
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A. Consumer and producer

B. Local and imported

C. Raw and finished

D. Ready-made and made-to-order

4007. What is considered as the basic consuming or demanding unit of a commodity ?
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A. Seller

B. Buyer or consumer

C. Manufacturer

D. Producer

4008. The unrecovered depreciation which results due to poor estimates as to the life of the equipment is called _____________________?
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A. Annuity

B. In-place value

C. Sunk cost

D. Economic life

4009. How long will it take money to double itself if invested at 5% compounded annually ?
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A. 14.7 years

B. 13.7 years

C. 14.2 years

D. 15.3 years

4010. What is defined as an entity which makes product, good or services available to buyer or consumer in exchange of monetary consideration ?
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A. Producer

B. Seller

C. Manufacturer

D. Buyer or consumer
4011. A VOM has a selling price of P 400. If its selling price is expected to decline at a rate of 10% per annum due to obsolescence, what will be its selling price after 5 years ?
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A. P 231.56

B. P 212.90

C. P 236.20

D. P 222.67

4012. What market situation exists where there is only one buyer and only one seller ?
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A. Monopoly

B. Monopsony

C. Bilateral monopsony

D. Bilateral monopoly
4013. A P 1, 000, 6% bond pays dividend semiannually and will be redeemed at 110% on June 21, 204. It is bought on June 21, 2001 to yield 4% interest. Find the price of the bond ?
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A. P 1,133.78

B. P 1,155.06

C. P 1,122.70

D. P 1,144.81
4014. In what method of computing depreciation where it assumes that a sinking fund is established in which funds will accumulate for replacement purposes ?
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A. Sum-of-year digit method

B. Straight line method

C. Declining balance method

D. Sinking fund method
4015. A college freshman borrowed P2,000 from a bank for his tuition fee and promised to pay the amount for one year. He received only the amount of P1,920 after the bank collected the advance interest of P80.00. What was the rate of discount ?
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A. 4.25%

B. 4.00 %

C. 4.15%

D. 3.67%

4016. You borrow P3,500.00 for one year from a friend at an interest rate of 1.5% per month instead of taking a loan from a bank at a rate of 18% per year. How much lesser you will pay by borrowing the money from the bank ?
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A. P54.66

B. P 62.44

C. P44.55

D. P37.56

4017. What refers to the need, want or desire for a product backed by the money to purchase it ?
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A. Supply

B. Product

C. Good

D. Demand
4018. The common ratio is the ratio of_______________?
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A. Net income to owners equity

B. Gross profit to net sales

C. Current assets to current liabilities

D. Net credit sales to average net receivable

4019. The deliberate lowering of the price of a nations currency in terms of the accepted standard (Gold, American dollar or the British pound) is known as ____________________?
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A. Currency devaluation

B. Currency appreciation

C. Currency depreciation

D. Currency float

4020. What is the factor name of the formula (1+i)^-n ?
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A. Single payment present worth

B. Single payment compound amount

C. Uniform gradient future worth

D. Capital recovery

4021. What represents the ownership of stockholders who have a residual claim on the assets of the corporation after all other claims have been settled ?
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A. Common stock

B. Incorporator stock

C. Authorized capital stock

D. Preferred stock

4022. What is normally used to compare alternatives that accomplish the same purpose but have unequal lives ?
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A. Annual cost method

B. Present worth method

C. MARR

D. Capitalized cost method

4023. Cash money and credit necessary to establish and operate an enterprise are generally called _____________________?
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A. Liabilities

B. Assets

C. Capital

D. Funds

4024. __________________ is the element of value which a business has earned through the favorable consideration and patronage of its costumers arising from its well known and well conducted policies and operations?
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A. Big income

B. Known owners

C. Goodwill

D. Status company

4025. What refers to the negotiable claim issued by a bank in lien of a term deposit ?
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A. Capital gain certificate

B. Bond

C. Certificate of deposit

D. Time deposit

4026. Lands, buildings, plants and machineries are example of what type of asset ?
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A. Current asset

B. Intangible asset

C. Trade investment asset

D. Fixed asset
4027. The true value of interest rate computed by equations for compound interest for a 1 year period is known as __________________?
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A. Economic return

B. Nominal interest

C. Expected return

D. Effective interest
4028. An association of two or more persons for the purpose of engaging into a business for profit is called ____________________?
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A. Partnership

B. Corporation

C. Entrepreneurship

D. Proprietorship

4029. What is used when a quick estimate of the doubling time for the invested money is needed ?
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A. Rule of 48

B. Rule of 72

C. Rule of 24

D. Rule of 36

4030. What is the basic accounting equation ?
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A. Owners equity = assets + liability

B. Liability = assets + owners equity

C. Owners equity = liability assets

D. Assets = liability + owners equity
4031. What is defined as the current assets minus inventories and prepaid expenses ?
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A. Return of investment ratio

B. Quick ratio

C. Profit margin ratio

D. Price-earnings ratio

4032. Return on investment ratio is the ratio of the_____________?
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A. Market price per share to earnings per share

B. Net credit sales to average net receivable

C. Net income to owners equity

D. Cost of goods sold to average cost of inventory at hand

4033. What refers to the saving which takes place because goods are not available for consumption rather than consumer really want to save ?
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A. All of the above

B. Consumer saving

C. Forced saving

D. Compulsory saving

4034. The profit derived from a project or business enterprise without consideration of obligations to financial contributors and claims of others based on profit is known as _____________________?
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A. Economic return

B. Gain

C. Yield

D. Earning value

4035. What refers to the interest rate at which the present work of the cash flow on a project is zero of the interest earned by an investment ?
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A. Yield

B. Return of investment

C. Economic return

D. Rate of return
4036. What is the factor name of the formula [i(1+i)^n]/[((1+i)^n)-1] ?
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A. Uniform series sinking fund

B. Capital recovery

C. Single payment present worth

D. Uniform gradient future worth

4037. What is the simplest form of business organization ?
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A. Enterprise

B. Partnership

C. Sole proprietorship

D. Corporation

4038. A form of business organization in which a person conducts his business alone and entirely for his own profit, being solely responsible for all its activities and liabilities ?
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A. Entrepreneurship

B. Sole proprietorship

C. Corporation

D. Partnership

4039. What is the reduction in the money value of capital asset is called ?
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A. Deficit

B. Capital expenditure

C. Loss

D. Capital loss
4040. All are classified under direct labor expenses EXCEPT one. Which one ?
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A. Testing cost

B. Inspection cost

C. Assembly cost

D. Supervision cost
4041. What stock represents ownership and enjoys certain preferences than ordinary stock ?
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A. Preferred stock

B. Authorized stock

C. Incorporators stock

D. Presidential stock

4042. Which is true about corporation ?
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A. Its life is dependent on the lives of the incorporators.

B. It is worse type of business organization.

C. The stock holders of the corporation are only liable to the extent of their investments.

D. The minimum number of incorporators to start a corporation is three.

4043. Is an artificial being created by operation of law, having the right of succession and the process, attributes and properties expressly authorized by the law or incident to its existence ?
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A. Property

B. Partnership

C. Corporation

D. Organization

4044. What method is often used in municipal project evaluations where benefits and costs accrue to different segments of the community ?
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A. Benefit-cost ratio

B. EUAC

C. Rate of return method

D. Annual cost method

4045. What is a stock of a product which is held by a trade body or government as a means of regulating the price of that product ?
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A. Stock pile

B. Buffer stock

C. Withheld stock

D. Hoard stock

4046. What is a government bond which has an indefinite life rather than a specific maturity ?
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A. T-bill

B. Debenture

C. Coupon

D. Consol
4047. Double taxation is a disadvantage of which business organization ?
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A. Enterprise

B. Sole proprietorship

C. Corporation

D. Partnership

4048. What is the increase in the money value of a capital asset is called?
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A. Capital stock

B. Profit

C. Capital gain

D. Capital expenditure

4049. A form of business firm which is owned and run by a group of individuals for their mutual benefit is called ___________________?
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A. Partnership

B. Cooperative

C. Corporation

D. Enterprise

4050. The ability to convert assets to cash quickly is known as ________________?
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A. Insolvency

B. Leverage

C. Liquidity

D. Solvency